About Fresh
Path Financial

Our Mission

Helping You Break Free and Stay Free

At Fresh Path Financial, our mission is to empower people to break free from the burden of debt and build a stable, confident financial future.
We provide proven, personalized solutions that help individuals reduce what they owe, lower monthly payments,
and regain control over their finances – no matter their starting point.

Whether you’re struggling with credit cards, personal loans, or other unsecured debt, we’re here to help you take
that first step toward lasting freedom and peace of mind.

Clients Enrolled

500,000 +

In Debt Resolved

$1 Billion +

Our Values

Built on Trust, Driven by Results

Clarity

We believe in honest, transparent guidance with no hidden fees or false promises.

Compassion

We meet you where you are - without judgment and walk beside you every step of the way.

Results

We focus on real outcomes: lower debt, better monthly cash flow, improved credit, and long-term financial confidence.

Support

With 24/7 access to our team via phone, chat, text, portal, and mobile app - we’re always here when you need us.

Why choose us

Why Choose Fresh Path Financial

Fresh Path Financial is your trusted partner in rebuilding your future – combining years of industry experience,
genuine empathy for your unique situation, and a personalized, step-by-step plan designed to lead
you toward lasting financial stability and success.

Over 500,000 clients helped across the U.S.
More than $1 billion in debt successfully resolved
Tailored plans that can cut debt by up to 50%
Reduced monthly payments — often by nearly half
Debt freedom in as little as 12–48 months
Support from real people who care about your success
Improved credit scores and renewed financial confidence

Start Building a Debt-Free Future Get Free Debt Analysis

what our clients say about us

Client
Testimonials

Thank you so much for not giving up on me. If you hadn't called back after our first call, I would have never been able to be debt free so quick and would still be struggling. Joining your program was one of the best things to ever happen to me.

Sarah T. El Paso, TX

My only concern when i first talked to your company was my credit being affected, but after i finished the program and became debt free in just 2 years I actually found my credit score 53 points higher than when i started. This was a game changer for me and my wife!!!

Cory S. Modesto, CA

Normally financial consolidation companies are the opposite of five star reviews. But Charlie (my advisor) was a true exception. Loved working with them. So patient. Not pushy. And love working with them. I am not a bot or paid endorsement.

James L El Paso, TX

Fresh Path Financial helps people nationwide resolve $10k or more in unsecured debt. Our Agents negotiate with your creditors on your behalf so that you only pay a fraction of what you owe and can become debt free in as little as 24-60 months.

Quick Menu

Get In Touch

Free Debt Analysis 1-888-839-5852

Fresh Path Financial is a trade name of GRT Financial, Inc ("GRT"). All calls with Fresh Path Financial or GRT may be recorded or monitored for quality or training purposes. Clients who complete their program and get all enrolled debt resolved realize approximate savings of 50% before fees, or 22% including our fees. Programs typically take between 24 and 60 months, but terms and results may vary. Not all debts are eligible, and programs are not available in all states. In some states, we may refer you to legal professionals to provide debt relief services. We do not provide tax, legal, bankruptcy, or credit advice, and we do not provide credit repair services. If you seek such advice or services, consult with a tax advisor or attorney. Entering into a debt resolution plan may adversely affect your credit rating and nonpayment of debt may lead creditors to increase finance and other charges or undertake collection activity, including litigation. Statements regarding timing and settlement results are based on past performance. We do not guarantee a particular result.

GRT is licensed by the Virginia State Corporation Commission as a debt settlement provider with license number DSP-6.

GRT does not discriminate on the basis of race, color, religion, sex, marital status, national origin, ancestry, or sexual orientation.

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About Fresh Path Financial